PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE USING THIS PLATFORM. BY ACCESSING OR USING THE PLATFORM, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE, DO NOT USE THE PLATFORM.

1. PARTIES AND ACCEPTANCE

These Terms of Service ("Terms") govern your access to and use of the web-based financial data platform (the "Platform") operated by Valyte (Valyte), a Delaware corporation ("Company," "we," "us," or "our"). The Platform provides aggregated financial data and analysis related to publicly traded securities across multiple sectors and asset classes, powered in part by large language model ("LLM") technology.

By creating an account, clicking "I Agree," or otherwise accessing or using the Platform, you ("User" or "you") represent that: (a) you have read and understood these Terms; (b) you are at least 18 years of age and have the legal capacity to enter into a binding agreement; (c) if you are using the Platform on behalf of an organization, you have authority to bind that organization; and (d) your use of the Platform complies with all applicable laws and regulations.

2. DESCRIPTION OF THE PLATFORM

The Platform aggregates and analyzes data from publicly available sources, including but not limited to U.S. Securities and Exchange Commission ("SEC") filings (including Forms 10-K, 10-Q, and supplemental disclosures), to compile financial metrics and analysis for publicly traded securities across multiple sectors and asset classes. Such metrics may include, without limitation, estimated net asset value ("NAV"), occupancy rates, rent growth figures, premium or discount to NAV calculations, and other operational and financial data points (collectively, "Platform Content").

Platform Content is generated using a combination of automated data extraction, proprietary calculation methodologies, and LLM-assisted analysis. The Platform is designed to present aggregated data and analysis for informational purposes only. The Platform is not a registered investment adviser, broker-dealer, or any other regulated financial services entity.

3. NOT INVESTMENT ADVICE

THE PLATFORM CONTENT, INCLUDING ALL DATA, ANALYSIS, METRICS, COMMENTARY, AND OTHER INFORMATION PROVIDED THROUGH THE PLATFORM, DOES NOT CONSTITUTE INVESTMENT ADVICE, A RECOMMENDATION TO BUY OR SELL ANY SECURITY, A SOLICITATION OF ANY OFFER TO BUY OR SELL ANY SECURITY, OR ANY PERSONALIZED FINANCIAL, TAX, OR LEGAL ADVICE OF ANY KIND.

The Company and its founders, officers, directors, employees, and agents are not registered investment advisers, broker-dealers, or investment professionals under applicable federal or state securities laws, including the Investment Advisers Act of 1940, the Investment Company Act of 1940, or any applicable state law. Nothing on the Platform should be construed as the rendering of investment advice or as a solicitation to buy or sell any security.

You acknowledge and agree that any investment decision you make based in whole or in part on information or analysis obtained from the Platform is made solely at your own risk and at your own discretion. You are solely responsible for conducting your own independent research and due diligence before making any investment decision.

4. LLM-GENERATED CONTENT AND DATA ACCURACY DISCLAIMERS

4.1 Nature of LLM-Generated Analysis

Platform Content is generated in part using large language model ("LLM") technology licensed from third-party providers. LLM technology, by its nature, involves probabilistic text generation and automated inference processes that may produce outputs that are incomplete, inaccurate, out-of-date, or otherwise inconsistent with the underlying source data. The use of LLM technology does not guarantee the accuracy, completeness, timeliness, or reliability of any Platform Content.

4.2 Data Accuracy and Limitations

While the Company endeavors to ensure the accuracy of Platform Content through a combination of automated validation and periodic human review, you acknowledge and agree that:

• Platform Content is derived from publicly available third-party sources, and the Company makes no representations or warranties regarding the accuracy or completeness of those underlying sources.

• LLM-assisted extraction and calculation processes are subject to error rates that vary by metric and data complexity. Certain metrics may have higher rates of inaccuracy than others. The Company employs automated variance-threshold checks and periodic spot-check reviews but cannot guarantee that all data is accurate.

• Platform Content may not reflect the most current publicly available information. There may be a delay between the publication of source materials and the update of Platform Content.

• Calculated metrics, including estimated NAV, represent the Company's methodology-based estimates only and are not valuations, appraisals, or audited figures. Such calculations involve judgment, assumption, and estimation, and may differ materially from other estimates or from actual values.

• No warranty is given that the Platform is free from computational error, data extraction error, or LLM-generated inference error.

YOU EXPRESSLY ACKNOWLEDGE THAT YOU HAVE BEEN INFORMED OF THESE LIMITATIONS AND THAT YOU WILL NOT RELY ON PLATFORM CONTENT AS YOUR SOLE OR PRIMARY BASIS FOR ANY INVESTMENT OR FINANCIAL DECISION.

5. REGISTRATION AND ACCOUNT SECURITY

To access certain features of the Platform, you may be required to register for an account. You agree to: (a) provide accurate, current, and complete registration information; (b) maintain and promptly update your registration information; (c) maintain the confidentiality of your account credentials; (d) notify the Company immediately of any unauthorized use of your account; and (e) be responsible for all activities that occur under your account.

The Company reserves the right to suspend or terminate your account at any time and for any reason, including if the Company reasonably believes you have violated these Terms.

6. SUBSCRIPTION, FEES, AND PAYMENT

Access to certain features of the Platform may require payment of subscription fees. Subscription terms, pricing, and payment methods will be set forth at the time of registration or subscription. All fees are non-refundable except as expressly stated in the applicable subscription terms or as required by applicable law. The Company reserves the right to modify its pricing at any time upon notice to subscribers.

7. INTELLECTUAL PROPERTY

7.1 Company IP

The Platform, including its design, software, underlying technology, compilation methodology, calculation models, and all Platform Content generated by the Company, is the proprietary property of the Company and is protected by applicable intellectual property laws, including copyright, trade secret, and other laws. Nothing in these Terms grants you any right, title, or interest in the Company's intellectual property except the limited license expressly set forth in Section 7.3.

7.2 Third-Party and Public Data

Certain data displayed on the Platform is derived from publicly available SEC filings and other public sources. Such data is not owned by the Company. The Company's rights with respect to such data are limited to the compilation, organization, transformation, and presentation thereof, which constitute the Company's proprietary work product.

7.3 Limited License to Users

Subject to your compliance with these Terms, the Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for your own personal or internal business purposes. This license does not include the right to: (a) sublicense, sell, resell, or commercially exploit Platform Content; (b) scrape, crawl, or systematically extract data from the Platform; (c) reproduce, modify, distribute, or create derivative works from Platform Content; (d) use Platform Content to train, develop, or improve any machine learning model or artificial intelligence system; or (e) use the Platform in any manner that competes with the Company's business.

7.4 User Content

To the extent you provide any feedback, suggestions, or other information to the Company regarding the Platform ("Feedback"), you grant the Company a non-exclusive, royalty-free, perpetual, worldwide license to use, reproduce, modify, and incorporate such Feedback into the Platform or its services without any obligation of compensation or attribution to you.

8. ACCEPTABLE USE POLICY

You agree not to use the Platform to:

• Violate any applicable law or regulation, including securities laws and regulations;

• Engage in market manipulation or any other conduct that constitutes a violation of federal or state securities laws;

• Misrepresent Platform Content as investment advice or as the output of a registered investment adviser or licensed professional;

• Engage in unauthorized data harvesting, scraping, or extraction;

• Circumvent or attempt to circumvent any technical security measures or access controls;

• Upload or transmit any malicious code, virus, or other harmful content;

• Impersonate any person or entity or misrepresent your affiliation with any person or entity;

• Use the Platform for any fraudulent, deceptive, or misleading purpose;

• Interfere with or disrupt the integrity or performance of the Platform;

• Attempt to gain unauthorized access to any portion of the Platform or its related systems.

9. DISCLAIMERS AND LIMITATION OF LIABILITY

9.1 No Warranties

THE PLATFORM AND ALL PLATFORM CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO: (A) IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT; (B) WARRANTIES REGARDING THE ACCURACY, COMPLETENESS, TIMELINESS, OR RELIABILITY OF PLATFORM CONTENT; (C) WARRANTIES THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; AND (D) WARRANTIES REGARDING THE SUITABILITY OF PLATFORM CONTENT FOR ANY PARTICULAR INVESTMENT PURPOSE.

9.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL THE COMPANY OR ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOSS OF DATA, LOSS OF GOODWILL, OR INVESTMENT LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE PLATFORM, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL THE COMPANY'S TOTAL CUMULATIVE LIABILITY TO YOU FOR ANY CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE PLATFORM EXCEED THE GREATER OF: (A) THE TOTAL FEES PAID BY YOU TO THE COMPANY IN THE THREE (3) MONTHS PRECEDING THE CLAIM; OR (B) ONE HUNDRED DOLLARS ($100.00).

9.3 Essential Basis of the Bargain

You acknowledge and agree that the disclaimers and limitations of liability set forth in this Section 9 reflect a reasonable and fair allocation of risk, that these provisions are an essential element of the basis of the bargain between the parties, and that the Company would not provide the Platform without these limitations.

10. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless the Company and its affiliates, directors, officers, employees, agents, and licensors from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Platform; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; (d) any investment or financial decision you make based on Platform Content; or (e) any claim by a third party arising from your use of the Platform.

11. PRIVACY

The Company's collection, use, and disclosure of personal information in connection with the Platform is governed by the Company's Privacy Policy, which is incorporated herein by reference and available at www.valytedata.com/privacy. By using the Platform, you consent to the collection and use of your information as described in the Privacy Policy.

12. THIRD-PARTY LINKS AND SERVICES

The Platform may contain links to or integrations with third-party websites, services, or resources. The Company does not endorse and is not responsible for the content, accuracy, or practices of any third-party websites or services. Any use of third-party services is at your own risk and subject to the applicable third party's terms of service and privacy policy.

13. MODIFICATIONS TO TERMS

The Company reserves the right to modify these Terms at any time. Notice of material changes will be provided by posting the updated Terms on the Platform and, where practicable, by email notification to registered users. Your continued use of the Platform after the effective date of any modification constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must discontinue your use of the Platform.

14. TERMINATION

The Company may, in its sole discretion, suspend or terminate your access to the Platform at any time with or without notice and for any reason, including breach of these Terms. Upon termination, all licenses granted to you under these Terms will immediately terminate. Sections 3, 4, 7, 9, 10, and 15 through 17 will survive any termination of these Terms.

15. GOVERNING LAW AND DISPUTE RESOLUTION

These Terms and any dispute arising out of or related to these Terms or your use of the Platform will be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict-of-laws principles. Any dispute that cannot be resolved informally within thirty (30) days shall be submitted to binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules. The place of arbitration shall be New York, New York. Judgment upon the arbitration award may be entered in any court of competent jurisdiction. Notwithstanding the foregoing, the Company may seek injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property rights.

CLASS ACTION WAIVER: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION AGAINST THE COMPANY.

16. ENTIRE AGREEMENT AND SEVERABILITY

These Terms, together with the Privacy Policy and any applicable subscription agreement, constitute the entire agreement between you and the Company with respect to your use of the Platform and supersede all prior and contemporaneous agreements, representations, and understandings. If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

17. CONTACT INFORMATION

If you have any questions about these Terms, please contact us at:

Crew Crafts Media, Inc. (d/b/a Valyte)

3200 Kirkwood Highway #1010

Wilmington, DE 19808

United States

support@valytedata.com

valytedata.com

IMPORTANT ACKNOWLEDGMENT: BY USING THIS PLATFORM, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THESE TERMS OF SERVICE, THAT THE PLATFORM DOES NOT PROVIDE INVESTMENT ADVICE, THAT ALL PLATFORM CONTENT IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY, AND THAT ALL INVESTMENT DECISIONS YOU MAKE ARE SOLELY YOUR OWN RESPONSIBILITY.